Can You Buy Car Insurance on the Day
What is one day car insurance?
One day insurance provides you with the short-term cover you need and spares you the hassle and cost of committing to a longer-term policy. This is useful if you need to borrow somebody else's car or let someone drive yours.
What are the benefits of one day insurance?
Arranging one day car insurance is quick and can be a saviour in an emergency. Knowing you can set up cheap daily car insurance as and when you need it also spares you the expense of a standard car insurance contract for a car you only occasionally drive.
One day car insurance allows you to enjoy the benefits of:
- No long-term contracts
- Cover from 1 hour to 28 days
- Insurance as and when you need it
- Comprehensive cover
- The chance to arrange cover instantly
We compare temporary insurance from up to 7 providers
When would I need daily car insurance?
An annual policy is typically the most common way to insure your car, but there are lots of reasons why you might need daily car insurance or insurance for just one day:
- Driving home in your new car
- Borrowing a car from a friend or family member for a short trip
- In an emergency where you need to borrow someone's car
- Using a friend's car to help move your belongings to a new home
- Test driving a car
- Visiting friends or family
- Collecting large items you've bought, like furniture or white goods
To find out more about short-term, temporary or daily car insurance, head over to our temporary insurance page.
What do I need to get a quote?
With the vehicle owner's permission, you can quickly and easily arrange a policy to start from the moment you've bought it.
Having these things to hand makes the quote process a bit easier:
Personal details:
- Your name and address
- Your age
- Your licence and driving history
Car details:
- Details of the car you'd like to insure e.g. the make and model
- How long you need cover for
- The dates and times you'd like the cover to start and end
We compare temporary insurance from up to 7 providers
What if I need a policy for longer than one day?
If you need to use a car for longer than a day, for example if you're borrowing one for a trip away, you could opt for temporary car insurance or weekly car insurance. These offer cover from one hour to 28 days and we can arrange this for you.
However, if you need cover for longer you might consider these 12-month options. Annual car insurance can usually be cancelled once you've stopped driving the car but you may have to pay a cancellation fee:
A standard 12-month policy covers you all year round. The level of cover can range from comprehensive to third-party only depending on the amount of protection you need.
A telematics or black box policy is often suited to young drivers who want to keep the cost of insurance down. It involves using an app or fitting a little box into your car which allows insurers to track your driving style such as braking and handling. Insurers then base your price on how well you drive.
Pay per mile insurance also known as pay-as-you-go car insurance, could be a suitable option if you don't drive very often, leaving you in control of how much you spend. You're charged a set fee to insure your car while it's parked and then you're charged a small amount for every mile driven. The less miles you cover, the cheaper your insurance.
If a 12-month policy might make more sense for you, why not get a car insurance quote and see how much you could save.
Alternatively if you regularly drive somebody else's car, you could talk to them about adding you to their car insurance as a named driver. Read more about how to add a named driver to your policy. This can be a cheaper option, but the risk is that if you have an accident, it could impact any no-claims bonus the primary driver has gained.
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Can You Buy Car Insurance on the Day
Source: https://www.confused.com/car-insurance/one-day